Pre-Qualify Today!

Step 1

Submit your contact information.

Step 2

A Lender will contact you to discuss your loan needs.

Step 3

A Pre-Qualification letter will be provided to submit with your offer.

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Home Loans for All

  • Compare mortgage offers with multiple lenders in minutes

  • We match you with our network of lenders.

  • Bad Credit OK.

  • Get approved for a mortgage in minutes!

 

bad credit home loans

How credit scores are calculated

  • Payment History 35%
  • Debt owed 30%
  • Length of credit history 15%
  • Inquires 10%
  • Mix of credit types 10%

Mortgage Credit Score Requirements

  • FHA Loans: 580+ (3.5% down payment)
  • VA Loans: No minimum credit score required from the VA. Most lenders require at least a 620 for VA Loans.
  • Conventional Mortgage Loans: 620-640 minimum credit score
  • Jumbo Loans: 680-700 minimum credit score with at least 20% down.

LOAN CENTER

REFINANCE

  • FHA Streamline Refinance
  • Streamline and Cash out Refi
  • Bad credit mortgage refinance

CREDIT

  • 580 credit scores approved.
  • Flexible credit guidelines.
  • Home loans with bad credit.

PERSONAL SERVICE

  • Free local Realtor referrals
  • Loan Specialist